• 129 days on site
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ASSUMABLE LOAN 2.5% FOR QUALIFIED BUYERS — an exceptional financing opportunity rarely available in today's market. Welcome to The Point in Colonial Beach, a golf cart-friendly waterfront community where coastal charm meets everyday convenience—just a short drive to Northern Virginia and DC. Built in 2009, this 3-bedroom, 2.5-bath home is ideally located just two blocks from both the Potomac River and Monroe Bay, providing easy access to beaches, marinas, waterfront dining, breweries, boutiques, and the boardwalk. Whether it's summer golf cart rides or evenings by the water, the lifestyle here truly stands out. Inside, hardwood floors and a propane fireplace add warmth and character to the original living room, while a spacious living room addition expands the main level—offering flexible space for entertaining, dining, or relaxing. The kitchen and bathrooms were refreshed in Winter 2025 with updated finishes that blend modern style with timeless appeal. Upstairs, the oversized primary suite features a walk-in closet and a jetted soaking tub, creating a comfortable private retreat. Outdoor features include a low-maintenance Trex front porch, rear porch, fenced yard, and an oversized two-car garage. No HOA adds additional flexibility and appeal. Prime location, assumable low-rate financing, and coastal lifestyle—schedule your showing today!

Source: BRIGHT MLS, MLS#: VAWE2010528

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  • Property Type
    Residential
  • Lot
    0.17 acres

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Susan Pender

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  • Median Age
    45
  • Population Density
    133
  • College Educated
    25%
  • Estimated Median Income
    $53,727
  • Estimated Total Home Owners
    3,012
  • Estimated Total Renters
    1,009
  • Owner / Renter Divide
    75% / 25%
  • Estimated Average Household Size
    2
  • Total Population
    8,906
  • Community data courtesy of LiveBy, Inc.

Owning this Home

$
$ %
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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

Want to talk? Contact us here.

  • Skip Templeton
  • RW Towne Mortgage
  • Vice President | Mortgage Loan Officer
  • (757) 287-1902

Want to talk? Contact us here.

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Life at 1226 BANCROFT AVENUE


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
5/15/2026Source: BRIGHT MLS Price Reduction
$649,900 -2.3%
4/17/2026Source: BRIGHT MLS Price Reduction
$665,000 -0.7%
2/21/2026Source: BRIGHT MLS Added to Database
February 21, 2026
Listing provided courtesy of United Real Estate Premier- MLS# VAWE2010528MLS ProviderContact Information: [email protected] - 5403741111

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